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The Loan Pros Team Inc | Get Approved Faster. Close Smarter.

Modern mortgage solutions designed to go beyond conventional limits. Fast pre-approvals, transparent closings, and real human guidance. NMLS 546205. Apply today!

Get Approved Faster. Close Smarter.

Financing That Fits Your Life

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Modern mortgage solutions designed to go beyond conventional limits—whether you're buying, refinancing, or investing.

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No cookie-cutter loans here. We match you with the right strategy.

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Whether you're buying, refinancing, or investing—we'll guide you every step of the way.

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About

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Let's Work Together

LOAN PROGRAMS

, dedicated to helping families achieve their homeownership dreams with integrity, expertise, and personalized service.

Whether you are a first-time buyer or an experienced investor expanding your portfolio, you will get the guidance and loan solutions to make your goals a reality.

Ready to take the next step? Reach out for a free consultation and personalized rate quote.

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Explore our range of mortgage solutions designed to fit every need.

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FHA Loans

FHA Loans Your Gateway to Homeownership

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Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.

FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.

Get personalized FHA loan options fast.

FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.

*Subject to AUS Approval

Down payment can come entirely from gift funds from family members.

FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.

Let us help you navigate the FHA loan process and find the perfect home financing solution.

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VA Loans

VA Loans For Our Heroes

What Are VA Loans?

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Active Duty

Guard & Reserves

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Honor Your Service

LOAN PROGRAMS

Honor your service with VA home loans designed for veterans, active military, and eligible spouses. $0 down payment, no PMI, and competitive rates to help you secure the home you have earned.

VA loans are a benefit earned through military service, backed by the Department of Veterans Affairs. These mortgages offer unmatched advantages for veterans, active-duty service members, and eligible surviving spouses, making homeownership more accessible and affordable.

Honor your service with the benefits you earned.

Must have completed required training and meet other service requirements.

Let us help you take advantage of the VA loan benefits you have earned through your service.

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Conventional Loans

Conventional Loans The Flexible Choice

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The most popular home financing option in America. Flexible terms, competitive rates, and the traditional mortgage solution trusted by millions of borrowers.

Conventional loans are traditional mortgages not backed by government agencies like FHA, VA, or USDA. They offer the most flexibility and are ideal for borrowers with good credit and stable income. As the backbone of American home financing, they represent over 75% of all mortgage originations.

Traditional financing with flexible terms.

Lower DTI ratios typically qualify for better interest rates and terms.

Explore your conventional loan options and find the perfect financing solution.

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USDA Loans

USDA Loans Zero Down Payment Rural Home Loans

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LOAN PROGRAMS

Get 100% financing in eligible rural and suburban areas. USDA loans offer zero down payment, low mortgage insurance rates, and flexible credit requirements for moderate-income homebuyers.

See if your area qualifies for zero-down financing.

Must be in a USDA-designated rural or suburban area. Many areas just outside major cities qualify.

Find out if your dream home is in a USDA-eligible area.

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Jumbo Loans

Jumbo Loans For Luxury Properties

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Which Jumbo Program Fits You?

LOAN PROGRAMS

Specialized portfolio lending for luxury properties. Five distinct jumbo programs designed for unique borrower profiles, from first-time buyers to experienced investors.

Jumbo loans, also known as non-conforming loans, are mortgages that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These loans are designed for financing luxury properties and homes in highly competitive real estate markets.

Specialized financing for luxury properties.

Any loan exceeding these limits requires jumbo financing.

Let our specialists analyze your profile and recommend the best jumbo program.

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Our Team | The Loan Pros Team Inc

Meet Roxanne Chung, Robert Paucar, and Valerie Chung — the experienced mortgage professionals at The Loan Pros Team Inc. NMLS 546205. Beyond conventional lending.

Beyond Conventional

Specialties

Your Dream Home Is Closer Than You Think

LOAN PROGRAMS

Meet the dedicated professionals who go above and beyond to make your homeownership dreams a reality. Every situation is unique — your mortgage team should be too.

There's nothing to be embarrassed about. Tell us your situation — chances are, we've been there. And one thing is certain: The Loan Pros Team will do everything possible to find your path to homeownership.

Fast, transparent mortgage services tailored to your goals. Beyond conventional.

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