Calculators
Roxanne Chung, Lic. Mortgage Broker at The Loan Pros Team Inc
Roxanne Chung, Lic. Mortgage Broker
The Loan Pros Team Inc
Phone: (754) 707-5877
Email: [email protected]
NMLS# 546205
Company NMLS# 1837119
Licensed in: FL, GA
The Loan Pros Team Inc. DBA The Loan Pros Team – Beyond Conventional | Corp NMLS #1837119 | FL Mortgage Broker Business License #MBR3030 | 18503 Pines Blvd, Suite 310, Pembroke Pines, FL 33029. Equal Housing Opportunity. This is not a commitment to lend or an offer to extend credit. All loans are subject to credit approval, underwriting guidelines, property eligibility, and verification of income, assets, and documentation. Rates, terms, fees, and programs can change without notice and may not be available in all areas or to all borrowers. Payment examples do not include taxes and insurance unless stated, so actual payments may be higher. The Loan Pros Team Inc. is a mortgage broker, not a lender or an agency of the government, and it is not affiliated with HUD, FHA, VA, or USDA. Some content may have been generated with the help of artificial intelligence and is provided for general information only. Please confirm all details with a licensed loan originator. To verify licensing, visit www.nmlsconsumeraccess.org
Calculators
Mortgage Calculators
Scenario Performance Analysis
Consolidation Analysis
Streamline Savings Analysis
Qualifying Income Analysis
Year-by-Year Payment Schedule
Mortgage Payment Calculator
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A calculator gives you a range. We give you the approval.
Scenario received
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Find the right loan for your next move.
Products
Tools & Calculators
Run the real numbers before you commit. Five calculators built for the scenarios we see every week — investor cash flow, debt payoff, FHA streamline savings, self-employed income, and temporary rate buydowns.
Loan Options
Enter the scenario below. Press Tab to move field to field — results update instantly.
Monthly Property Expenses
DSCR Ratio
Your Current Debts
List the balances you want to consolidate — credit cards, personal loans, auto loans, medical bills.
Debt
Your New Consolidation Loan
New loan amount is set to your combined balances:
Your Current FHA Loan
Streamlines skip the appraisal and most income documentation — payment history and a net tangible benefit do the work.
New Streamline Loan
Self-Employed Income Worksheet
Enter figures straight off the returns. Non-cash deductions are added back; one-time items are removed before averaging.
One year nets negative. Many programs will use only the positive year or decline the file — we will walk through the options.
Buydown Scenario
A temporary buydown lowers the rate for the first years, funded by a seller or lender credit held in escrow.
Assumes a 30-year fixed note. The buydown is a temporary reduction — the payment steps up to the full note-rate payment at the end of the period.
Estimate your monthly payment, including taxes, insurance, and PMI.
Estimated monthly payment
You're all set!
We'll send your numbers over and follow up personally.
We'll email your full breakdown with today's real rates and next steps. No obligation.
What the numbers do not know
Every one of these tools runs on the inputs you type. Underwriting runs on credit, reserves, documentation, and lender overlays — the parts a calculator cannot see. Send your scenario and we will pressure-test it against real lender guidelines.
We have your numbers. will follow up with a real comparison — usually within one business day.